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	<title>Knowgenie: Free Articles &#38; Tips &#187; bad credit</title>
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	<link>http://www.knowgenie.com</link>
	<description>When you need to know, come to knowgenie. We know stuff.</description>
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		<title>Bad Credit Loans Are Possible</title>
		<link>http://www.knowgenie.com/money/bad-credit-loans-are-possible</link>
		<comments>http://www.knowgenie.com/money/bad-credit-loans-are-possible#comments</comments>
		<pubDate>Sat, 25 Sep 2010 07:46:07 +0000</pubDate>
		<dc:creator>Webmark Solutions</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bad credit loans]]></category>
		<category><![CDATA[consolidation loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[poor credit]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/money/bad-credit-loans-are-possible</guid>
		<description><![CDATA[Credit loans which are bad are those used for paying off mortgages that have interest rates that are just too high and want to refinance. They can be used for home equity loans, personal loans, payday loans, and even home improvement loans.]]></description>
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		<title>Are Debt Consolidation Loans The Best For You?</title>
		<link>http://www.knowgenie.com/home-garden/are-debt-consolidation-loans-the-best-for-you</link>
		<comments>http://www.knowgenie.com/home-garden/are-debt-consolidation-loans-the-best-for-you#comments</comments>
		<pubDate>Sun, 04 Jul 2010 08:28:05 +0000</pubDate>
		<dc:creator>Kathleen Carter</dc:creator>
				<category><![CDATA[Home & Garden]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Counseling and Repair]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[Non-Profit Counseling]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=1656</guid>
		<description><![CDATA[A lot of people are saying that they shouldn't fear being indebted to a lot of creditors because debt consolidation loans exist as their fallbacks. They feel that they will always be able to rely on one, and even if they end up having really bad credit ratings, going for debt consolidation will allow them to put everything in perspective in a short period of time.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bridging Finance Basics</title>
		<link>http://www.knowgenie.com/money/bridging-finance-basics</link>
		<comments>http://www.knowgenie.com/money/bridging-finance-basics#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:51:57 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bridge loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[monthly payments]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=244</guid>
		<description><![CDATA[Bridging finance is a short-term loan that is used as a way to provide funding for the purchase of a new property while the borrower awaits the sale of an existing property. Unless all the stars are in perfect alignment, it’s tricky to coordinate the sale of one property and the purchase of another property so that the transactions occur simultaneously.
Bridging finance or a “bridge loan” as it is more commonly referred to, makes such transactions possible. They keep the borrower from ending up in a dire financial situation as ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Buying A Car &#8211; What Is The Best Finance?</title>
		<link>http://www.knowgenie.com/money/buying-a-car-what-is-the-best-finance</link>
		<comments>http://www.knowgenie.com/money/buying-a-car-what-is-the-best-finance#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:48:49 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[buying a new car]]></category>
		<category><![CDATA[car financing]]></category>
		<category><![CDATA[used car buying]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=240</guid>
		<description><![CDATA[Your car is one of the most expensive purchases you will ever make. Probably the only thing you will buy that costs more than your car is your house. You wouldn&#8217;t just accept the first mortgage you came across, and likewise you shouldn&#8217;t just accept the first vehicle financing option that comes your way. You will have a lot of options in how to finance your car.
You can buy the car outright. If you would like to opt for this, you will need to borrow the cash in the form ...]]></description>
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		<title>Bad Credit Mortgage Refinance &#8211; Should I, Shouldn&#8217;t I?</title>
		<link>http://www.knowgenie.com/money/bad-credit-mortgage-refinance-should-i-shouldnt-i</link>
		<comments>http://www.knowgenie.com/money/bad-credit-mortgage-refinance-should-i-shouldnt-i#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:47:22 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[comparison shop]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=238</guid>
		<description><![CDATA[It is a common financial scenario across households in the Western world. Multiple debts have started to build up: a car loan here, a department store loan there; a bank loan here and several credit cards there. While all may have seemed manageable on the optimistic day you took them out, or spent on them, suddenly you realise that you cannot keep up with the monthly payments. You miss out on a payment or two, and suddenly you have a bad credit record. A few more missed payments and you ...]]></description>
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		<title>Bad Credit? With Poor Credit You Can Still Refinance Or Get A Home Equity Line Of Credit</title>
		<link>http://www.knowgenie.com/money/bad-credit-with-poor-credit-you-can-still-refinance-or-get-a-home-equity-line-of-credit</link>
		<comments>http://www.knowgenie.com/money/bad-credit-with-poor-credit-you-can-still-refinance-or-get-a-home-equity-line-of-credit#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:31:51 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[subprime mortgage]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=224</guid>
		<description><![CDATA[Have you decided to refinance your home or apply for a home equity line of credit but worry about your credit rating? Even with poor credit it is possible to refinance your existing mortgage or obtain a home equity line of credit. New practices in the lending industry have made it easier than ever for you to refinance your mortgage or get a home equity line of credit. If you have adverse credit, specialized lenders can help you find the loan package your need with an interest rate you can ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Credit Auto Loan Refinance &#8211; Bad Credit Auto Refinance Tips</title>
		<link>http://www.knowgenie.com/money/bad-credit-auto-loan-refinance-bad-credit-auto-refinance-tips</link>
		<comments>http://www.knowgenie.com/money/bad-credit-auto-loan-refinance-bad-credit-auto-refinance-tips#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:22:33 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=220</guid>
		<description><![CDATA[Most people know that it is possible to refinance their homes but did you know it is also possible to refinance your auto? Indeed for many people who have high interest sub prime car loans, refinancing their auto loans may be a wise decision. How do you know when refinancing your bad credit auto loan might be a good idea? And once you have decided to refinance, how should you go about doing it so that you actually improve your loan situation?
Just as when you refinance your home loan, when ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Credit Refinance 101: The Hows and The Whats</title>
		<link>http://www.knowgenie.com/money/bad-credit-refinance-101-the-hows-and-the-whats</link>
		<comments>http://www.knowgenie.com/money/bad-credit-refinance-101-the-hows-and-the-whats#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:21:12 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=218</guid>
		<description><![CDATA[If you are like every other home owner or general consumer out there, you need to pay for your expenses somehow. If you have bad credit, you might be limited in your options as to what you can do (or so you think…keep reading!). This can be especially annoying to homeowners who want to refinance their mortgages to take advantage of low interest rates but have had a few debt defaults in recent years. The story is always the same: you see these low 5% interest rates advertised on TV ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will You Qualify for that New Mortgage or Re-Finance?</title>
		<link>http://www.knowgenie.com/money/will-you-qualify-for-that-new-mortgage-or-re-finance</link>
		<comments>http://www.knowgenie.com/money/will-you-qualify-for-that-new-mortgage-or-re-finance#comments</comments>
		<pubDate>Tue, 27 Jan 2009 03:14:18 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=210</guid>
		<description><![CDATA[The Federal Reserve continues to raise short-term interest rates, but long-term mortgage rates are still at 40-year lows. This may be one of your last opportunities to lock in great interest rates below 6%. So, we put together a brief checklist for you to follow in order to make sure that the process goes smoothly for you.
First, it is a good idea to check your credit report to make sure there will be no surprises when your lender takes a look at it. You can get a free copy of ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Adverse Credit Remortgage: Refinance at Better Terms</title>
		<link>http://www.knowgenie.com/money/adverse-credit-remortgage-refinance-at-better-terms</link>
		<comments>http://www.knowgenie.com/money/adverse-credit-remortgage-refinance-at-better-terms#comments</comments>
		<pubDate>Mon, 26 Jan 2009 02:03:21 +0000</pubDate>
		<dc:creator>the know genie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[adverse credit]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bad loan terms]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[penalties]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[remortgage]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://www.knowgenie.com/?p=157</guid>
		<description><![CDATA[Getting a remortgage with adverse credit is a daunting task and it is increasingly becoming a widespread problem in UK. An adverse credit remortgage is a type of mortgage, which is particularly used by people who have adverse remarks in their credit history.
Adverse credit ratings are rising as people are finding it difficult to repay the loans they took in order to remedy their financial exigencies. The credit ratings are remarks given by your previous creditors based on your repayment history. If you are punctual and prompt in repaying the ...]]></description>
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